Frequently Asked Questions

Overage Capital Refunds is an organization that specializes in finding and recovering lost assets. 

Some of the sources of the money that we locate are from:

• Tax and Mortgage Foreclosure auctions
• Bankruptcies
• Insurance Policies
• Dormant Bank Accounts
• Stocks, Bonds
• and many other forgotten assets.

We research the information, then locate the rightful owners and/or their family and help them get their Funds back as quickly and efficiently as possible.

To give you an example. In the case of real estate that was owned, Properties are sold either at foreclosure or tax sale auction for non payment. Many times the amount owed to lien holder or creditors gets overpaid to the government and they take it if no one claims it.

In cases of Bankruptcy, an old discharged bankruptcy can sometimes yield funds that are left over.

There are many more sources. We would be more than happy to explain where your funds were generated from.

We know how much the claim is but need your approval to pinpoint the exact location of those funds within the government agency. Once you sign, we will complete the drill down process to identify the unclaimed fund account and immediately file to get it released on your behalf.

We work on a contingency basis and are only paid a minor percentage when and if we successfully recover the funds for you. Once you sign our contingency fee agreement, we’ll cover all the costs of retrieving those funds on your behalf including but not limited to Attorney’s fees, filing fees, court costs etc. We do this every day and NEVER charge you a penny out of pocket to get you your money.

Government agencies don’t make the process of finding and claiming those funds easy. It requires a lot of paperwork, legal motions and follow-up. You could hire a lawyer to help but they typically cost more than the claim itself and you have to pay them upfront to get started.

 With us, you pay nothing up front and we know how to keep costs low. You need an experienced professional that knows the process inside and out to maximize your chance of getting that money.

Every Government agency, Bank or Private organization handles the claims process differently. Depending on the local rule of law and the type of claim it is typically anywhere from 60 -120 days on average from the filing date. Some cases may take even more time, however we have seen many cases get paid out quicker.

Contact us by phone or email with your situation and one of our helpful and friendly associates will immediately help you with your claim. 

Once you sign the agreement giving us the right to work on your behalf — we get to work! We will keep you informed throughout the process, from submission, to follow-up to the official release of funds. Transparency and trust is how we operate.

NO. The concept of lost or forgotten funds or assets has been around for a long time. The federal, state and local governments as well as private banks, HOA’s and others hold over a staggering $49,000,000,000 in unclaimed funds. Yes, that’s almost $50 Billion dollars! 

That’s where we come in. We do countless hours of research and identify this money which may be owed to you, and help you get it back!

We do not charge you any money upfront for our services. WE WILL NEVER ASK YOU FOR ANY PAYMENT INFORMATION. We work on a contingency basis and are only paid when and if we successfully recover the funds for you.